Social Security: Social Security is nothing more than a Ponzi-scheme, whereby a fraudulent investment operation pays returns to its investors from their own money or the money paid by subsequent investors, rather than from profit earned by the individual or organization running the operation.
Every individual should be responsible for his/her own retirement. Therefore, everyone should be allowed to opt-out of the Social Security system. Those who decide to opt-in to Social Security should have their contributions placed into a private account, such as a 401k or Money Market Account, which they control.
I wish to phase-out the system altogether to remove the coercion of government from an individuals retirement.